Credit cards

Best offer credit cards are in India. Choose your best credit card for personal loan, learn the interest rate, read customer reviews, compare the offers and get the biggest cashback!
1 offer
 
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up to 5 years
Time
up to 2 000 000 INR
Loan amount
11.00 %
Interest rate
15 min
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The era of plastic money!

In a modern society as today, things need to be practical. If we can do almost everything with the tip of our fingers, why not simplify things with just a swipe of a card? Credit cards are one safe solution to carry cash around discretely! It is easier to use, and gives you the opportunity to borrow extra cash whenever you need. Win prizes and perks offered by banks and financial companies while you purchase. Since the demand for cards are high in India, you can find numerous offers and categories to fit your consumer and payment profile. Let us help you along the options of credit cards in India.

Where do i start?

We can show you different selections of credit cards, divided in categories to suit distinguished profiles: if you like to shop around, travel or just pay the daily bills, we can match you with the option that bests outline your user behavior and maximize your advantages. Just take your time to compare credit cards and ensure the best cost-benefit option.

For students, without proof of income, we already have good news: the student credit card offers you interesting features, especially for the ones starting their financial lives. And, even better, not having a good credit history isn’t a problem, we can find places willing to accept you as you are. All you need to be is a college level student to be eligible for it.

But if you already are an experienced individual, with a regular income or business, and want some extra money without going through a conventional loan, we also have the personal loan on credit card option.

I want to know more!

If you fall into the category college student, you have two options: the student credit card and the student travel credit card. They both require little paper work, and offer special fees. Requirements to a student best credit card are: 18 years old as the starting age to apply, be enrolled in an educational institute, residence proof, your birth certificate and a recent picture. Income proof is not always asked. This card offers better interest rates than the other credit cards, payment periods without additional interest amounts, replacement for lost or stolen cards without extra cost and monthly statement to track your expanses. But pay attention about limits the student credit card has! It is usually set by the bank and can have a lower limit than other credit cards.

Another interesting option is the student travel card, accepted worldwide. It can have limits for withdrawals from ATMs, but can offer reward points. This credit card is an excellent choice for those who plan to study abroad. The student credit card usually has a validity period of 5 years.

But i’m not a student anymore, what do you have for me?

For you we have the different options of credit cards and the personal loan on credit card.

Using your spending profile, a type of credit card can be offered. To start the application, you have to be at least 18 years old, with a regular income. Some places may require a saving account and a good credit history. If you are a foreigner, don’t worry, your situation is also covered. You can apply comfortably online or offline for your card, by the company’s website or going there yourself.

If you are interested in the personal loan using the card, you should provide a good record about your credit card use and payment history. The advantages are the flexible tenure period, little bureaucracy, better interest rates and just a few days to have the money transferred.

What else can i get?

While enjoy the freedom credit cards provides you, accumulate points and exchange them for prizes and benefits. Some companies even allow cashbacks. Enjoy the discounts and promo codes you can win with your points, checking the stores and business in the exchange catalog.