Capital First
1.0
- Phone: 1860 500 9900
Capitalfirst is integrated banking platform merged with another big Indian bank called Idfcbank. Provides a lot of products for small business. A bank has specialized products for individuals living in rural areas and self-employed citizens. The bank also focuses on serving the middle class.
General Capitalfirst loan terms
Loan amount – from 100 000 to 2 500 000 INR.
Required documents - Photo Identity Proof (Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card, Last 3 months/6 months’ bank statement for Salaried Individuals or Last 6 Months' Bank Statement for Self-Employed
Requirements for the borrower: Indian citizenship, age For Self Employed is from 22 to 58 years old and the age for salaried individuals is 23-58.
Interest rate – depends on the amount and it is up to 40%
Loan terms – from 12 up to 60 months.
How to get money – clients can use the debit card of any bank, banking account or get the money by cash in the bank branch.
Repayment options: clients can use Electronic Clearing Service, Post Dated Cheques or Capitalfirst mobile app