• Idfcbank


  • Idfcbank is integrated banking platform merged with another big Indian bank called Capitalfirst. Provides a lot of products for small business. A bank has specialized products for individuals living in rural areas and self-employed citizens.

    General Idfcbank loan terms

    Loan amount – from 100 000 to 2 500 000 INR.

    Required documents - Photo Identity Proof (Passport, Pan Card, Voter Identity Card, Driving License,   Aadhaar Card, Last 3 months/6 months’ bank statement for Salaried Individuals or Last 6 Months' Bank Statement for Self-Employed

    Requirements for the borrower: Indian citizenship, age For Self Employed is from 22 to 58 years old and the age for salaried individuals is 23-58.

    Interest rate – depends on the amount and it is up to 40%

    Loan terms – from 12 up to 60 months.

    How to get money – clients can use a debit card of any bank, banking account or get the money by cash in the bank branch.

    Repayment options: clients can use Electronic Clearing Service, Post Dated Cheques or Capitalfirst mobile app

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